What we did

Crisis Communications
Reputation Management
Media Relations
Executive Counsel
Stakeholder & Internal Communications
Message Development
Social Listening

Industry

Banks & Credit Unions

Background

Citadel Credit Union, Pennsylvania’s second-largest credit union, entered a U.S. Department of Justice inquiry related to alleged redlining. Investigators did not find evidence of loan application denials; the issue centered on unfulfilled plans to build branches in Philadelphia. With new leadership in place, Citadel chose to settle rather than pursue a protracted dispute, focusing on the long-term interests of its member-owned, not-for-profit institution and the trust of employees, members, and community partners.

Challenge

The communications imperative was to address a sensitive settlement without inflaming controversy or eroding confidence. The public narrative needed to clarify that lower application volumes were linked to historical footprint decisions and a shift toward digital delivery — rather than discriminatory denials — while acknowledging the obligation to improve access going forward. Consistency across executives, frontline staff, and owned channels was essential to prevent mixed messages and unnecessary national amplification.

Solution

Our team built a clear, fact-based narrative that explained the history, the digital pivot, and the commitments ahead in plain English. We equipped leadership with media training, message maps, and Q&A documents to handle difficult questions transparently and within legal guardrails. Stakeholder-specific communications were drafted for members, employees, community leaders, and local officials, each emphasizing safety of deposits, service continuity, and expanded access initiatives. On the media side, we prioritized proactive engagement with key local outlets to ensure accurate, balanced coverage and offered on-the-record context at critical moments. National outreach was intentionally restrained; we remained responsive to inbound requests with vetted statements. In parallel, owned channels carried authoritative updates, and social listening informed rapid clarifications to keep conversation grounded in facts.

Results

The program achieved neutral, fact-based local coverage, limited national pickup (including a measured Morningstar mention), and minimal member and social media reaction — signals that trust was preserved and messaging landed as intended. Internally, aligned talking points improved confidence and reduced rumor risk. Externally, Citadel maintained credibility through a high-risk period and set a forward-looking framework to communicate access, inclusion, and community investment across its footprint.

By the Numbers

87%
Positive Sentiment (8/24-8/25)
5x
Impressions YoY (8/24-8/25)